Singapore’s public housing is on the cusp of a major change. All HDB flats have 99-year leases that eventually expire, at which point the government typically buys back the land and redevelops it. For decades, this happened through the Selective En Bloc Redevelopment Scheme (SERS). Under SERS (launched in 1995), entire precincts with “high redevelopment potential” were compulsorily...
Singapore’s property market is managed for long‑term stability, affordability for owner‑occupiers, and financial prudence. Cooling measures are calibrated tools, ranging from stamp duties to borrowing caps—that dampen speculative demand, ensure sustainable household leverage, and align incentives for developers and investors. Policy dials are tightened or loosened based on data like price...
Buying a brand-new condominium (off-plan) in Singapore is an exciting but complex process. Unlike resale homes, new launches use a progressive payment scheme, letting you pay the price in stages while the development is built. This means you can “stretch the payments over a longer time period” and take a smaller bank loan, rather than paying in full on completion. For many experienced new...
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